Under the authority of SNS Beleggingsfondsen Beheer SNS Asset Management carries out the investment policy for some SNS Investment funds, among which the SNS Sustainable Equity Fund. This investment policy is based on a return in accordance with the market in combination with a low risk profile and minimal bother.

Investment funds to suit every type of investor
The clients who choose to invest with SNS Bank are many and varied. It is no surprise, therefore, that their investment aims are different. Some clients want a stable return at minimum risk to their investment, while others are prepared to take a large risk with the possibility of extreme rises and falls in the value of their investment. Below you will find a list with the investment funds that SNS Bank can offer:

• SNS Duurzaam Aandelenfonds (Sustainable Equity Fund) invests in European equities with the highest sustainability rating in their sector.
• SNS Amerika Aandelenfonds (US Equity) invests in medium-sized to large enterprises that are listed on the New York Stock Exchange.
• SNS Azië Aandelenfonds (Asian Equity) invests in a balanced portfolio of shares and equity-related products in Japan and other Asian countries (such as Korea, Hong Kong, Taiwan).
• SNS Euro Aandelenfonds (Euro Equity Fund) invests in European equities.
• SNS Euro Liquiditeitenfonds (Euro Liquidity Fund) invests in bonds and deposits. As the fund only invests in short-term fixed-income securities, the downward risk is minimal.
• SNS Euro Mixfonds (Euro Mix Fund) invests roughly half its assets in European equities and the other half in euro bonds. This mix helps to ensure that large share price movements are absorbed.
• SNS Euro Obligatiefonds (Euro Fixed Income Fund) invests in European government and corporate bonds of high-quality issuers.
• SNS Euro Vastgoedfonds (Euro Property Fund) invests in European listed property companies. The heaviest weighted countries are France, the United Kingdom and the Netherlands.
• SNS Hoogdividend Aandelenfonds (High Dividend Equity Fund) focuses on achieving a high dividend return. The fund's assets are used for balanced investments in medium-sized and large enterprises that are listed on an official stock exchange in one of the member states of the EU, Switzerland, Norway, the United States or Canada. Exchange risks are hedged in euros.
• SNS Nederlands Aandelenfonds (Dutch Equity Fund) invests primarily in shares quoted on the AEX index. The Fund attempts to outperform Amsterdam's leading index by deviating from the weighting and choosing a different composition.
• SNS Optimaal Geel (Yellow Optimum) invests primarily in bonds, with a relatively small percentage of assets being invested in equity around the globe.
• SNS Optimaal Oranje (Orange Optimum) invests roughly half its assets in euro bonds of issuers with a high credit rating. The rest of the portfolio is invested in property shares and international equity.
• SNS Optimaal Rood (Red Optimum) invests more than half the assets in equity from the leading regions (Europe, the United States and Asia). The remainder is invested in euro bonds and property shares.
• SNS Optimaal Paars (Purple Optimum) invests in a globally diversified equity portfolio, where there is also room for investments in emerging markets.
• SNS Wereld Aandelenfonds (Global Equity Fund) distributes its assets across the three main equity regions: Europe, the United States and Asia.